The Sheila Variations

Here's an example

... of why I do not give change to the homeless. And I'm tellin' ya - You have to be pretty hard-hearted sometimes. Set your teeth, keep your eyes lowered into your book, ignore the sob story, and DO NOT GIVE AWAY YOUR MONEY.

I used to, when I first moved here, because - you can't help it - you feel bad - but after a couple of exchanges like the one in that link (it happens all. the. time. Homeless people bitching you out over how cheap you are) - I thought: Nope. You're on your own, peeps.

I will only give a homeless person change if they have an animal with them. At least the animal won't bitch me out for only giving them a quarter.